Our Team

CMH Wealth is proud to be a veteran-owned and woman-owned organization.

Karen McCloskey, CFP®, CPWA®, MPAS® 

Principal and Wealth Advisor

Karen has over 25 years of experience. Prior to launching CMH Wealth Management, Karen served as Senior Vice President at US Trust Private Wealth Management. In her role at US Trust, Karen was responsible for facilitating all aspects of financial planning and lending for individuals, families and business entities. Karen is a graduate of Boston University and earned her CFP designation from the College for Financial Planning and her CPWA designation from the Investment & Wealth Institute. In addition to the Certified Financial Planner and Certified Private Wealth Advisor designations, Karen holds a Master Planner Advanced Studies designation. Karen is a graduate of Leadership NH. Karen previously served as the Treasurer of Leadership NH and is the past-President of the New Hampshire Estate Planning Council.

Rachael Bator, CFP®, CPWA®

Senior Wealth Manager

Rachael has over 15 years of experience in wealth management.  Prior to joining CMH Wealth Management, Rachael was a Wealth Advisor at Lake Street Advisors providing wealth management guidance, including estate and tax planning coordination, philanthropic strategies, investment oversight and collaboration with legal and accounting professionals to ultra-high net worth individuals and families.  Rachael obtained her BA from the University of Delaware and earned her Certified Financial Planner designation in 2015 and her Certified Private Wealth Advisor designation in 2019.  She is a member of the Boston Estate Planning Council and the Investments & Wealth Institute (formerly IMCA) and regularly volunteers with the New Hampshire SPCA.

John Fredette, CFA®

Co-Chief Investment Officer, Portfolio Manager

John joined CMH Wealth Management in 2017, bringing both institutional and high net worth investment experience to the team. Prior to joining CMH Wealth Management, John worked as the Senior Portfolio Manager at a local bank trust company. John also previously worked at Fidelity Investments for over seven years. While employed at Fidelity Investments, his last three years were spent in the asset allocation department as both an assistant portfolio manager and analyst. John earned his BS in Accounting, including a minor in Economics, from Plymouth State University. He also earned his MS in Finance from Southern NH University. John was awarded the Chartered Financial Analyst designation in 2012. John is a member of both the Chartered Financial Analyst Institute and the Boston Security Analyst Society.

Picture of Brian Carolan

Brian Carolan, CFA®

Principal, Co-Chief Investment Officer, Portfolio Manager

With over 25 years in the investment business, Brian brings significant portfolio management experience to the team as Chief Investment Officer. Prior to launching CMH Wealth Management, Brian supervised the Northern New England team for US Trust Private Wealth Management. Prior to US Trust, he worked at Fidelity Investments  as a portfolio strategist and also managed portfolios for high net worth investors. During his service to the U.S. Navy, Brian completed two deployments to the Persian Gulf and was honored with the Navy Achievement Medal and Navy Commendation Medal. In addition to the Chartered Financial Analyst designation, Brian earned his MBA from Babson College and his BSBA from Villanova University.

Kristen Hanley, MBA

Chief Compliance Officer and Portfolio Manager

Kristen has over 25 years experience in the investment industry and is serving as Chief Compliance Officer and Portfolio Manager. Prior to launching CMH Wealth Management, Kristen served as Vice President and portfolio manager at US Trust Private Wealth Management. At US Trust, Kristen managed a broad array of taxable portfolios, business entities, trusts, retirement portfolios, foundations and charitable trusts. Prior to joining US Trust, Kristen held the position of portfolio manager with First NH Investment Services. She earned both her MBA and BA from the University of New Hampshire in Durham.

Ben Antes, CFA®

Portfolio Management Associate

Ben joined CMH Wealth Management in 2024.  Prior to joining CMH Wealth Management, Ben worked as an Internal Advisor Consultant for Columbia Threadneedle Investments.  In this role, he built and maintained relationships with financial advisors, assisting them in providing advice to their clients.  Prior to his time at Columbia Threadneedle, Ben worked as a Customer Relationship Advocate and High Net Worth Service Associate at Fidelity Investments.  Ben earned a BS degree in Finance from the University of Massachusetts-Lowell.  Ben was awarded the Chartered Financial Analyst designation in 2025.  Ben is a member of both the Chartered Financial Analyst Institute and the Boston CFA Society.

Debbie Brown, Director of Operations

Debra L. Brown, MBA

Director of Operations

Debbie joined CMH Wealth Management in April of 2015 after working at Fidelity Investments for 15 years, most recently in Benefits Consulting. She has over 25 years experience in financial services, including project management, client relationship management and product management. In addition, Debbie received her BSBA from the University of Delaware and her MBA in Finance from Boston College. Debbie is extremely client focused and is proficient in a variety of data systems.

Nikki Hill, Operations Manager

Nikki Hill

Operations Manager

Nikki joined CMH Wealth Management in October of 2009 after working with the principals at US Trust as a trust administrator and operations specialist for over 6 years. Nikki brings a wealth of technical experience and commitment to client service. Prior to joining US Trust, she worked in loan administration for Fleet Bank. Nikki started her career working at Abenaqui Country Club in accounting and member services. Nikki serves as a current board member and assistant treasurer of Womenade of Greater Squamscott.